Umergence recognizes the importance of privacy and takes it seriously. This privacy policy describes how Umergence Holdings LLC and its subsidiaries and affiliates, including Umergence LLC, Umergence Marketplace LLC, and Umergence Financial Inc. (collectively, “Umergence”, “us”, “our”, or “we”) collect and protect your personal information. If you have any questions about this policy, please feel free to contact us at privacy@umergence.com or write us at 1224 Mill St, Building B, East Berlin CT 06023. Please review this privacy policy closely and regularly. By accessing or using Umergence.com (“Site”), you agree to this privacy policy and consent to its policies. Your continued use of this Site after we make changes is deemed to be acceptance of those changes.
Information We Collect
• We offer a service that requires you to register for an account and provide some personal and business information to us about you and others you input info about. In order to provide our services, we may collect the following types of information.
• Information (such as your name, email and postal addresses, telephone number, and country of residence) that you provide by completing forms or profiles on Umergence, including if you register as a user of the Site, upload or submit material through the Site, or request any information.
• Your login and password details, in connection with the account sign-in process
• Details of any requests or transactions you make through the Site
• Information about your activity on and interaction with Umergence, such as your IP address and the type of device or browser you use
• Communications you send to us (for example when you ask for support, send us questions or comments, or report a problem)
• Information you submit to Umergence in the form of comments, contributions to discussions, or messages to other users
• Information you provide when setting up a company or organization profile
• Information you provide when conducting a financial transaction through the Site
• Information we are required by law to collect to process a securities related transaction, to complete account opening documents, to perform due diligence, and to comply with tax laws and anti-money laundering law
• Information collected when you visit the site such as your IP address
• Information about you or any company or organization you represent, through other sources such as background-check agencies and other partners.
Information We Keep Private
• Payment information
• Password details
• Your IP address
• Your phone number
• Communications sent to us, such as for support, or report a problem.
We only give personal information to third parties when it is necessary to provide our services, such as when we partner with a payment processor or escrow provider to facilitate a transaction.
We reserve the right to disclose personal information when we believe doing so is necessary to comply with the law or law enforcement, to prevent fraud or abuse, or to protect our rights.
Use of Collected Information
• Operate the Site
• Verify your identity and contact information
• Provide you with information and services you request
• Set up and open your account
• Perform due diligence
• Transact business
• Customize your experience on the Site
• Communicate with you about your transactions, service updates and other administrative or account issues
• Send you targeted marketing and promotional offers, based on your privacy preferences
• Measure and improve our site and services
• Resolve disputes, address complaints, and troubleshoot technical problems
• Analyze site and user behavior and prepare aggregated reports
• Comply with applicable laws and regulations
• Combine your information with information collected from other sources
Merger, Sale, or Other Asset Transfers
Information about you in our possession may be disclosed as part of a merger, acquisition, financing due diligence, sale of company assets, or transition of service to another provider, as well as in the event of insolvency, bankruptcy, or receivership in which your personal information would be transferred as one of the business assets of the company. We do not guarantee that any entity receiving such information in connection with one of these transactions will comply with all terms of this privacy policy.
Email Communications
We do not participate in bulk email solicitations that you have not consented to receiving (i.e. SPAM). At any time, you may opt out of receiving marketing emails from us, but you may not opt out of administrative emails (for example, billing, electronic delivery of financial information, or emails about your transactions or our policy changes) while you are a registered Umergence user.
How to opt out? _______________________
Messaging
Umergence permits users to communicate with companies and other users posting information on the Site. We may read, collect and analyze information transmitted between users for regulatory compliance and marketing purposes. We do not guarantee that information provided by website visitors or investors is accurate or complete. We assume no liability or responsibility for any errors or omissions in the content of the Site.
Security of Your Information
We take steps to ensure that your information is treated securely and in accordance with this Privacy Policy. However, we cannot ensure or warrant the security of any information you transmit through the Site, and you do so at your own risk. We do not accept liability for unintentional disclosure. By using the Site or providing Personal Information to us, you agree that we may communicate with you electronically regarding security, privacy, and administrative issues relating to your use of the Site. If we learn of a security System’s breach, we may attempt to notify you electronically by posting a notice on the Site or sending an email to you.
Cookies and Web Beacons
Umergence, our service providers, and other affiliates who provide us with joint services may place anonymous cookies or web beacons on your computer when you visit the site. We use these cookies and web beacons to recognize returning users, provide relevant content, measure traffic and activity on the site, monitor and improve our services and protect against fraud. You can block cookies by changing the settings on your browser, but doing so may prevent us from delivering certain services to you. Your browser may need to be set to accept cookies in order to access Umergence as a registered user.
Third Party Websites
When you select a link to a third-party site, you are subject to the privacy and security policies of the third party and our Policy is no longer in effect. We do not control the privacy policies or practices of any third parties. We are not responsible for the practices employed by websites linked to or from our Site, nor the information or content contained therein. Your browsing and interaction on any other Website, including those that have a link on our Site, is subject to that website’s own rules and policies.
Children’s Privacy
This Site is intended to be used by adults. It is not intended for children. We do not knowingly collect or solicit personal information from anyone under the age of thirteen (13) or knowingly allow such persons to use the Site, register, provide any personal information, or receive email distributions. We do not knowingly solicit or collect personally identifiable information from anyone under the age of thirteen (13). If you are between the ages of 13 and 17, please use Umergence with adult supervision. If we become aware that we have collected personal information from a child under the age of thirteen (13) without verification of parental consent, we will take steps to remove that information. If you believe that a minor has disclosed personally identifiable information to us, please report this immediately by emailing us at privacy@umergence.com.
Applicable Law and Jurisdiction
By accessing Umergence.com, you consent to and authorize the export of Personally Identifiable Information to the United States of America and its storage and use as specified in this Privacy Policy. This Privacy Policy shall be governed by, construed and entered in accordance with the laws of the State of ?Connecticut? applicable to contracts deemed to be made within such state, without regard to choice of law or conflict of law provisions thereof. All disputes with respect to this Privacy Policy shall be brought and heard either in the ___________ state courts located in the county of ___________- or the federal district court for ______________. You consent to the in personam jurisdiction and venue of such courts. YOU HEREBY WAIVE YOUR RIGHT TO A TRIAL BY JURY WITH RESPECT TO ANY CLAIM, ACTION OR PROCEEDING, DIRECTLY OR INDIRECTLY, ARISING OUT OF, OR RELATING TO, THIS AGREEMENT TO THE FULLEST EXTENT PERMITTED BY LAW.
Update Your Information or Pose a Question or Suggestion
If you would like to update or correct any information that you have provided to Umergence through use of the Site or otherwise, or you have suggestions for improving this Privacy Policy, please send an email to privacy@umergence.com